Flexible Financing for Your Dental Care
Cost should never stand between you and a healthy smile. We partner with five trusted financing companies so you can start treatment now and pay over time. Checking whether you prequalify takes about a minute and, for most options, will not affect your credit score.
Cherry, Care Credit, Proceed Finance, Alphean & Sunbit (Interest-Free Options Available) — approved in seconds, not days.
Approved in 60 seconds. Start treatment the same day.
No credit check
risk-free inquiry only — your credit score is not affected.
Approved in 60 seconds
Fast approval process — no waiting, no paperwork.
Plans from 3 to 24 months
Fast approval process — no waiting, no paperwork.
$0 down options available
Start treatment today with no upfront payment required.
Manage from your phone
24/7 access to your financing account from any device.
Available for all treatments
Implants, Invisalign, emergency care, everything.
Interest Free
0% Interest & Flexible Plans (3 to 24 months)
A health and wellness credit card you can use again and again for dental care, with promotional financing on qualifying purchases. See if you prequalify with no impact to your credit score.
Fast payment plans with qualifying 0% APR options and no hard credit check to apply.
: A reusable patient financing card with no-interest and fixed-payment plan options. See if you prequalify without affecting your credit score.
A 30-second application with no hard credit check and high approval rates, plus plans from 6 to 72 months.
Built for larger treatment plans such as implants and full-mouth restoration, with fixed-rate loans from $1,500 to $75,000 and terms up to 12 years. Prequalifying does not affect your credit score.
Three steps between you and your treatment.
No waiting, no paperwork, risk-free, no credit check, and approved in 60 seconds. Just three steps and you're done.
Apply in 60 seconds
All you need is your phone number and state ID. No paperwork, no long forms, no appointment needed to apply. You can apply right here in the office before your treatment starts.
Get approved instantly
Cherry, Care Credit, Proceed Finance, Alphean & Sunbit (Interest-Free Options Available) runs a risk-free only — no credit inquiry, no impact on your credit score. Most patients are approved in under a minute. Pick a plan from 3 to 24 months that works for your monthly budget.
Start your treatment
Once approved, you're ready to go. Same-day appointments available. Pay at your own pace while you enjoy the results of your treatment right away.
We accept all PPO insurance plans.
We work with most major PPO insurance providers to make your care as affordable as possible. As a preferred provider for many plans, your out-of-pocket costs will be lower than at non-participating offices.
Not sure if we take yours? Call us at (301) 951-9500 and we'll check your coverage on the spot — before you even make an appointment.
Everything you Need To Know about paying for dental care.
Does applying for Cherry, Sunbit, Proceed and Care Credit financing affect my credit score?
No. Cherry, Care Credit, Proceed Finance, Alphean & Sunbit (Interest-Free Options Available) uses a risk-free inquiry only, which means applying has zero impact on your credit score. You can check your approval and terms without any risk.
What if I don't have dental insurance?
No insurance is not a problem. Cherry, Care Credit, Proceed Finance, Alphean & Sunbit financing covers all our services — from a routine cleaning to full dental implants. Apply in the office, get approved in seconds, and choose a monthly plan that works for you. We treat patients without insurance every day.
Can I use both insurance and Cherry, Sunbit, Proceed, Care Credit financing together?
Yes. Many patients use their insurance to cover what their plan pays, and Cherry, Care Credit, Proceed Finance, Alphean & Sunbit financing to cover the remaining out-of-pocket balance. Our team will walk you through exactly what your insurance covers before treatment starts so there are no surprises.
Are there treatments that financing doesn't cover?
Cherry, Care Credit, Proceed Finance, Alphean & Sunbit financing is available for all treatments we offer — emergency care, implants, Invisalign, cosmetic procedures, general dentistry, and everything in between. If you have a specific question about a treatment, call us at (301) 951-9500 and we'll give you a clear answer.
Cost wasn't the reason they said no.
We don't ask you to trust us. We let our patients do the talking.
I hadn’t been to the dentist in longer than I wanted to admit, so I was expecting a lecture. Instead, the whole visit felt easy. My cleaning was gentle, everything was explained clearly, and I left knowing exactly what to keep an eye on and when to come back.
Melissa R.
Teeth Cleaning & Exam
Bethesda, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I had a small chip on my front tooth that bothered me in every photo. I expected a much bigger treatment, but bonding was enough. The shade matches beautifully and the tooth still looks completely natural.
Laura M.
Cosmetic Dental Bonding
Bethesda, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I drink coffee every day and felt like my teeth had gradually become much darker than they used to be. I wanted them brighter, but I definitely didn’t want that artificial super-white look. They helped me choose a shade that still looked like me, and the difference was exactly what I wanted. My smile looks fresher without looking “done.”
Emily S.
Professional Teeth Whitening
Bethesda, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I avoided the dentist for years because of a terrible experience when I was younger. By the time I finally booked, I was embarrassed about both my teeth and how anxious I was. Nobody made me feel judged. They talked through the sedation options with me beforehand, explained exactly what to expect and made the appointment feel completely manageable. It was the first time I left a dental office thinking, “I can actually do this again.”
Lauren D.
Sedation Dentistry
Kensington, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I used to think preventive dentistry just meant getting my teeth cleaned and coming back six months later. They actually took the time to explain why I kept getting cavities in the same areas and helped me change a few things at home. We also added extra protection to a couple of teeth that needed it. My visits feel much more proactive now instead of waiting for the next problem.
Nicole B.
Preventive Dentistry
Kensington, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I had been dealing with jaw soreness and painful clicking for months and wasn’t even sure whether I should see a dentist about it. The appointment was very thorough. They asked when the pain happened, checked how my jaw was moving and explained the difference between the joint and the surrounding muscles. I appreciated that the plan felt conservative and specific to what I was actually experiencing.
Sarah L.
TMJ Evaluation & Treatment
Chevy Chase, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I had already been diagnosed with sleep apnea but struggled with my CPAP enough that I wasn’t using it consistently. I talked with my sleep doctor about alternatives and then came to Bethesda Dental Group for an oral appliance. The fitting process was easy, the adjustments were explained clearly, and traveling is much simpler now. My wife is also very happy that the snoring has improved.
James R.
Sleep Apnea Oral Appliance Therapy
Bethesda, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I had a badly broken molar and kept putting the appointment off because I was nervous about having it removed. They showed me why the tooth couldn’t really be saved, talked me through everything before starting, and the actual extraction was much more manageable than I had built it up to be. I also appreciated that we talked about what to do with the space afterward instead of just stopping there.
Rachel P.
Tooth Extraction
Bethesda, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I went in with a toothache that had kept me up the night before and was honestly dreading hearing “root canal.” The team explained exactly what they were seeing and what would happen next. Once I was numb, the appointment was much easier than I expected, and the relief afterward made me wish I had come in sooner.
Michael T.
Root Canal Treatment
Bethesda, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
I chipped an old filling and was convinced it was going to turn into a much bigger procedure. Dr. Shawn showed me exactly what was happening, explained my options clearly, and repaired the tooth without making the visit stressful. My bite feels completely normal again, and the new filling blends in so well I can barely see it.
Daniel M
Composite Filling Replacement
Bethesda, MD
5.0 ★ · Over 200 reviews on Google · Read all reviews →
Ready to get started? Your treatment doesn't have to wait.
Apply for Cherry, Care Credit, Proceed Finance, Alphean & Sunbit financing in 60 seconds. Check your insurance coverage with one phone call. Same-day appointments available.
- risk-free
- No credit check
- All PPO insurance plans accepted.
- $0 down options
- Se habla español
